At the ATM

• Memorize your Personal Identification Number (PIN).  If you must write it down, do not keep it in your wallet, purse, or on the card itself.
• When selecting a PIN, avoid numbers and letters that can be easily identified or associated with you. Do not use your initials, birth date, or telephone number.
• If you lose your ATM card, contact the financial institution that issued your card immediately.
• Protect the PIN that you use with your ATM. Stand in front of the machine when entering the number so no one can see it.

• Know which supermarkets or gas stations have ATM's inside. Use these whenever possible.
• Look around and observe your surroundings - if the machine is poorly lit, or is in a hidden area, or someone seems to be loitering nearby, use another ATM.
• If you see someone or something that looks suspicious, call the Police Department.
• If you are using an indoor ATM that requires your card to open the door, avoid letting anyone come in with you that you do not know.

• If possible, have someone accompany you when using an ATM.
• Have your card ready - avoid having to go through your wallet or purse to find your card.
• Make sure that anyone waiting to use the ATM after you cannot see you entering your PIN or transaction amount.
• Do not leave your keys or valuables in the car when using an ATM, and do not leave your car engine running.
• Lock the car doors and roll up the other windows when you use a drive-through ATM.
• Don't count your cash while standing at the ATM - put your cash, card, and receipt away immediately.
• Cancel your transaction and leave immediately if you see anything suspicious. Confirm, as soon as possible, with your financial institution that the transaction was canceled.
• Do not leave your receipt behind - take it with you. Compare your ATM receipts to your monthly statement. It is the best way to guard against fraud and it makes record keeping easier for you.

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